Easy Guide to Understanding
CDHPs
Easy Guide to Understanding CDHPs
Stop Here and Explore!
If terms like “Consumer Directed Health Care”, “High Deductible Health Plan”, “Health Savings Account”, and “HSA Compatible Health Plan” are new to you, you’ve come to the right place.
This page provides a library of
educational materials designed to help
you understand this type of health care
plan before you make your enrollment
decisions.
Feel free to read them all or skip to the
materials that address your most
immediate questions.
Why Consider an HSA?
- It’s money in your pocket.
- It’s a tax saver.
- You own it.
- You can take it with you.
- Funds and interest accumulate tax-free.
LEARNING LIBRARY
The articles below will help you grasp the concepts behind consumer directed health plans and Health Savings Accounts.
To see the specific numbers for the Rambus plan (e.g., deductibles, out-of-pocket limits, etc.), refer to Plan Information.
Highlights
New to the concept of Health Savings Accounts and HSA-compatible health plans? These articles will introduce you to the basic concepts you need to know before choosing your medical plan.
An Investment In Your Future With an HSA
Ten Rules HSA Participants Should Know
HSAs: Viable Option for People Nearing Retirement?
Details
Interested in the fine print? These articles will provide you with more in-depth information about eligibility, contribution rules, and tax advantages of an HSA compatible health plan.
Fast Facts about HSA Eligibility
Fast Facts about HSA Contribution Rules
Fast Facts about HSA Distribution Rules
Prescription Drugs and Your HSA Compatible Plan
Coverage Considerations for Medicare-Eligible Individuals (Age 65+)
Shop Smart
Your HSA-compatible health plan provides new opportunities for you to be a savvy health care buyer. Read these articles to find out how you can use your health dollars wisely and lower your out-of-pocket costs.
Is a Consumer Directed Health Plan Right for You?
Create Choices with an HSA Compatible Health Plan
Understanding My HSA: A Former HMO Member’s Story
How to Choose the Right Doctor
Reduce Your Prescription Drug Costs
Ten Easy Ways to Stretch Your Health Care Dollars
Using Your Plan
You’ve enrolled in an HSA-compatible plan… now what? Read the tips below to make sure you are most effectively using your plan benets and Health Savings Account.
FAQs about Using Your HSA Account
Understanding Your Health Plan Explanation of Benefits (EOB)